Dental health is vitally important, and we want to do everything to help make quality care as accessible as possible. With several payment and financing options available, our team can help put together a plan that makes sense for you and your budget. If you have questions or concerns, don't hesitate to call Carroll Family & Cosmetic Dentistry at (303) 962-6400, and a helpful team member will be happy to assist you.
Insurance
We are committed to helping you make the most of your dental insurance benefits. As a courtesy, our team will gladly assist you in understanding your insurance coverage, answer questions about your benefits, and provide estimated coverage whenever possible.
Because dental insurance policies vary, and your insurance company determines benefits, we encourage you to become familiar with your specific plan, including any limitations, exclusions, deductibles, and annual maximums. Your insurance policy is an agreement between you and your insurance provider, and coverage cannot be guaranteed until your claim has been processed.
While we are happy to file claims on your behalf and help you navigate the process, any portion of your treatment that is not covered by your insurance—including deductibles, co-payments, denied claims, or unpaid balances—remains your responsibility. We appreciate your understanding and are always happy to answer questions or help you better understand your benefits.'
Carroll Family & Cosmetic Dentistry accepts ALL PPO insurance companies, but is 'in-network' with the following:
- Delta Dental
- Cigna
- United Health Care
- Aetna
- Anthem
- Guardian
- Sunlife Dental (Dental Health Alliance)
Don't see your insurance company listed? That's okay, most PPO insurance policies have out-of-network benefits. Call our office and we can guide you through to process of seeing an out of network dentist, Its Doable!!

In-House Membership Plan
Our Membership Plan provides the professional oral care you want at an affordable price. We keep it simple, pass the savings to you, and focus on your oral care!
- Benefits start immediately. Join today, start saving!
- Provides exclusive savings on procedures.
- There are no deductibles, waiting periods, annual maximums, pre-approvals, or claim denials.
- Membership runs for 12 months from the date you join.
Child Complete
- Ages: 13 and younger
- 2 Professional cleanings
- 2 Regular exams
- 2 Fluoride treatments
- Routine x-rays
Additional Benefits
Save 10% to 20% on procedures completed at our practice. Save 3% on subscriptions for family members added to your plan.
Adult Complete
- Ages: 14 or older
- 2 Professional cleanings
- 2 Regular exams
- 2 Fluoride treatments
- Routine x-rays
Additional Benefits
Save 10% to 20% on procedures completed at our practice. Save 3% on subscriptions for family members added to your plan.
Perio
- Ages: 14 and older
- 2 Regular exams
- 3 periodontal maintenance
- 2 Fluoride treatments
- Routine x-rays
Additional Benefits
Save 10% to 20% on procedures completed at our practice. Save 3% on subscriptions for family members added to your plan.
Payment Options
Carroll Family & Cosmetic Dentistry is pleased to accept cash, checks, and all major credit and debit cards, including Visa, MasterCard, and Discover. We also accept payments through HSAs and FSAs.
CareCredit
Sometimes it just makes sense for your budget to have more time to pay your dental bill. For these situations, we work with CareCredit. This third-party financing option allows you to receive needed dental care today, then pay off the balance in more manageable monthly amounts. Approval rates for CareCredit are high, and you can also use it for other health and wellness expenses like hearing and vision care and veterinary expenses.